mastercard card options (2023)

Triangle Rewards is owned and operated by Canadian Tire Corporation, Limited. Triangle®Karta MasterCard®, Triangle®Mastercard worldwide®and triangle®World Elite Mastercard®They are issued by the Canadian Tire Bank. The rewards are in the form of electronic money from Canadian tires.®(C.T. dinero®). Not all products sold at participating Canadian Tire, Sport Chek, Atmosphere, Mark's, L'Équipeur, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey and Sports Experts stores are eligible to earn CT Money or to be redeemed by. Only available from Sports Experts, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey. Some sports experts or rental shops may not participate. Not available at out-of-store events. Terms apply. Visit Triangle Rewards - Register and Earn Today for complete program rules and partner placement information. Offered rate does not include bonuses, promotional offers or redemption transactions. CT Money is deducted from the purchase amount before tax at Canadian Tire, Sport Chek, Atmosphere, Mark's and Sports Experts stores.

*Participating minoristas: Canadian Tire, Sport Chek, Mark's, L'Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey and participating Sports Experts.

1CT money is deducted from the number of full gallons of fuel purchased when you present your Triangle card, mobile app or keychain and pay with cash or debit card. Pricing is subject to change and may vary by location; check with your local gas bar for details. Not all Gas+ locations carry premium fuel. You must enter the kiosk to claim rewards using the app or keychain.

2The 1.5% and 3% rate applies to the first $12,000 of annual grocery spend with Mastercard merchant code 5411. Excludes purchases at Walmart, Walmart Superstore and Costco. After this time, your win rate will be 0.5% for the Triangle Mastercard or 1% for the Triangle World Elite Mastercard. Examples of eligible grocery retailers can be found on the siteList of merchants | Triangle. Annual expenses are based on the calendar year from January 1 to December 31.

3Purchase Guarantee, Extended Warranty and Collision/Rental Loss Insurance are covered by American Bankers Insurance Company of Florida (ABIC) under Rule Set CTB0418 issued by ABIC to Canadian Tire Bank. Coverage details, including definitions, benefits, limitations and exclusions, are provided in the Certificate of Insurance included in the Triangle World Elite Mastercard Welcome Kit. ABIC, ASCI, their subsidiaries and affiliates do business in Canada under the Assurant name®.

4The benefit must be activated. Roadside assistance is provided by Canadian Tire Services Limited. Visit here for more details.

5Concierge services are services only and not insurance benefits. These services are provided by Assurant Services Canada Inc. (ASCI). See the Terms of Service included in the Triangle World Elite Mastercard welcome package for more details.

^Financing available is "Equal Payments, No Interest" for 24 months (unless otherwise specified) and is only available upon request, on approved credit, and on purchases of $150 (unless otherwise specified) or more ( excluding cards Gift Cards) made with Triangle Loan at Canadian Tire, Sport Chek, Mark's, L'Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey and participating Sports Experts. No interest accrues during the term of the plan. However, if we do not receive the full minimum amount due on your statement within 59 days of the date of such statement, or if there is any default (other than a late payment) in accordance with the Cardholder, all special payment plans on your account will be canceled and (i) you will then be charged interest on outstanding balances under such plans at the regular annual rate applicable as of the day following the date of your next account statement. and (ii) outstanding balances will form part of the balance owed on the date of such statement. There is no administration fee to join a special paid plan. Each month under the Equal Pay Plan, you must pay the Equal Pay Plan premium for that month in full before the due date. Any unpaid portion not received on time will no longer be part of the equal payment plan and interest will accrue on that amount beginning the day after your next statement date at the applicable regular annual rate. Offer subject to change without prior notice.

Additional information only for Quebec residents:The regular annual fee for Triangle Mastercard and Triangle World Elite Mastercard applicants is 21.99% for cash transactions and related fees, and 19.99% for all other fees. Some applicants may receive a higher or lower regular annual rate based on their credit score. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts in special payment plans, (b) any balance that exceeds your credit limit, (c) any amount past due not included in (b) above, and (d) any equivalent amount of payment plan installments that are due at that time. Balances less than $10 are paid in full. For accounts opened before June 13, 2019, the 5% rate will start at 2% and increase by 0.5% every August 1 until it reaches 5%. For Quebec residents, the period between the statement date and the due date is 26 days. The settlement period covered by each statement can range from 28 to 33 days. Triangle Mastercard and Triangle World Elite Mastercard have no annual fee. Example of credit costs (rounded to the nearest cent), assuming all charges are purchases at a fixed 19.99% APR, 30-day month, with no Special Payment Plan fees and no other fees, surcharges or other changes:

If your average balance is:100 $500 $1000 $2000 $
Your total monthly loan fees will be:1,64 USD8,22 $16,43 $32,86 $

ƒInformation for the Triangle®Karta MasterCard®and triangle®world elite®Karta MasterCard®:

Annual Percentage Rate:All charges to your account (excluding cash transactions and related fees) -19,99%

cash transactions(for example: cash advances, balance transfers, convenience checks, money transfers, traveler's check purchases, and gaming transactions) and associated fees:21,99%(if you live in Quebec) or22,99%(if you live outside of Quebec).

Triangle Mastercard only:If you are not approved to issue a card at the above rates, Canadian Tire Bank may still issue you a card with the following APRs: (i) if you are a Quebec resident, 21.99% for all charges; or (ii) if you reside outside of Quebec, 25.99% for all fees (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.

Currency Conversion:All foreign currency transactions will be converted to Canadian currency at Mastercard's current exchange rate plus 2.5% (if debited) or minus 2.5% (if credited) at the time the transaction is posted to your account.

Annual quota:nico

Other payments:

Cash advance fee:$4: Charged when the transaction is credited to your account.

NSF / Non-Recommended Payment Fee:$25 fee if payment is dishonorable.

Copy fees:$2 - Charged when you request a copy of your statement.

Credit Balance Management Fee:the smallest of$2o Credit balance amounts: Charged on the last day of the billing period when there is a credit balance on the account and the account has been inactive (other than credit balance charges) for the prior period.2billing periods.

Triangle Mastercard y Triangle World Elite Mastercard son emitidas por Canadian Tire Bank.

®/TMUnless otherwise indicated, all trademarks are the property of Canadian Tire Corporation, Limited and are used under license.

®/TMMark's and L'Équipeur are registered trademarks of Mark's Work Wearhouse Ltd, used under license.

®/TMSport Chek and Atmosphere are registered trademarks of FGL Sports Ltd.

®/TMMastercard, World Mastercard and World Elite and the circles are registered trademarks of Mastercard International Incorporated.

®Assurant is a registered trademark of Assurant, Inc.

Android is a trademark of Google Inc.

Google Play is a trademark of Google Inc.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the US and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc.

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